Step by step

Every step. No black boxes.

From enrollment to the daily digest your CFO receives — here's exactly what happens and when.

1
Onboarding · One time · 45 min

You provide three things. We handle the rest.

Your employee roster, your HSA administrator credentials, and a signed Business Associate Agreement. That's the entire onboarding. No IT team required. No EMR access requests. No health system negotiations. We design your employee enrollment campaign, configure your reward structure, and have you live within three weeks.

What you don't need to do: Install anything. Brief your IT team. Negotiate with a hospital or health system. Change your plan design.
2
Employee enrollment · 90 seconds per employee

Employees connect once. You see adoption in real time.

Each enrolled employee authorizes Pario to receive imaging order notifications on their behalf — the same authorization standard used by Apple Health and every major health system app. Enrollment takes 90 seconds. A $50 enrollment incentive consistently drives 65–70% opt-in rates. You see enrollment progress in your dashboard as it happens.

What employees authorize: Read-only access to imaging order notifications. They can revoke access at any time. Their employer never sees individual health data — only aggregate program metrics.
3
T = 0 · When the order is placed

A doctor signs an imaging order. Pario knows within minutes.

When an enrolled employee's physician places a scheduled imaging order — MRI, CT, PET, or scheduled ultrasound — Pario's platform receives a notification. This happens electronically the moment the order is signed, before the employee has left the office or made any scheduling calls. Emergency and urgent imaging is always excluded — we only act on scheduled, non-time-sensitive orders.

4
T + 15–28 minutes · Opportunity evaluation

Pario evaluates the savings opportunity. Silently, if there isn't one.

Our platform checks ACR-accredited facilities within a practical distance of the employee's location, compares what your plan would pay at each option against the default (hospital-based) rate, and calculates the employee's exact out-of-pocket cost and potential HSA reward at each. If the savings delta isn't meaningful — if no better option exists nearby — we stay silent. We only contact the employee when there's a real opportunity worth acting on.

Quality standard: Every facility Pario recommends holds ACR accreditation — the American College of Radiology's gold standard. Same machine. Same imaging protocols. Same radiologist read quality. Verified monthly.
5
T + 28 minutes · The offer

The employee gets one text. Two options. Real numbers.

The message arrives before the employee has called anyone to schedule. It shows their specific out-of-pocket cost and exact HSA reward at two nearby, accredited options — not generic estimates, their actual plan numbers. They reply with 1 or 2. If neither works, they reply SKIP. That's the entire employee interaction before booking.

What the message contains: Facility name, distance, star rating, the employee's exact cost, and the exact HSA reward amount. No marketing language. No enrollment forms. One decision.
6
T + 30–45 minutes · Booking

A navigator calls and books the appointment. The employee does nothing else.

Within 15 minutes of the employee's reply, a Pario care navigator calls them. The navigator already has the order details on screen. They call the facility and confirm the appointment while the employee is on the line — or offer a callback with a confirmed time. The average call takes four minutes. The employee never has to coordinate anything.

7
Within 24 hours of confirmed appointment

Reward posts. Savings hit your plan.

Once the appointment is confirmed at the Pario-recommended facility, the HSA reward is automatically deposited — no forms, no claims processing, no waiting period. The employee receives a confirmation text. Your daily digest updates with the case, the gross savings, the reward paid, and your net return. Your CFO sees a real ROI number, not a projection.

How you're billed: 20% of net savings delivered. If the employee skips or doesn't convert, there's no charge. You never pay more than 20% of what you saved.
The employee experience

What your employees actually see.

The message arrives while they're still nearby — before they've committed to any facility. It takes under 60 seconds to respond. A navigator handles everything after that.

Employees consistently describe it as the only benefit that ever felt like it was working for them. That's the enrollment driver — the experience sells itself.

See the full employee page →
What you see

Your daily digest. Every case. Every dollar.

You don't manage Pario. You review it. Every morning, your digest shows what happened the previous day — no noise, just the numbers.

Orders identified
Daily
Every imaging order placed by an enrolled employee, whether or not an opportunity existed.
Cases steered
Per case
Each confirmed steerage: facility chosen, gross savings, reward paid, net to your plan.
Running totals
YTD
Year-to-date gross savings, rewards paid, program cost, and net ROI. The line your CFO wants.

See it running on your plan.

Book 30 minutes. We'll walk through the mechanism end to end and model your specific numbers.