Here's exactly what Pario does — step by step — from the moment a doctor signs an imaging order to the moment the reward posts and the savings hit your plan.
Walk through it with us →From enrollment to the daily digest your CFO receives — here's exactly what happens and when.
Your employee roster, your HSA administrator credentials, a signed Business Associate Agreement — and one signature directing your TPA to share prior-authorization data with Pario. That single page activates detection for your entire covered population. No IT team required. No health system negotiations. We design your employee enrollment campaign, configure your reward structure, and have you live within three weeks.
Employees connect their records once — the same authorization standard used by Apple Health — adding a real-time signal on top of the plan-level detection that covers everyone. Enrollment takes 90 seconds, and members earn a reward just for connecting. You see enrollment progress in your dashboard as it happens.
Pario detects the order through the plan's prior-authorization stream, the member's connected records, or the member's own text — while scheduling is still ahead of them. This covers scheduled MRI, CT, PET, and ultrasound orders. Emergency and urgent imaging is always excluded — we only act on scheduled, non-time-sensitive orders.
Our platform checks ACR-accredited facilities within a practical distance of the employee's location, compares what your plan would pay at each option against the default (hospital-based) rate, and calculates the employee's exact out-of-pocket cost and potential HSA reward at each. If the savings delta isn't meaningful — if no better option exists nearby — we stay silent. We only contact the employee when there's a real opportunity worth acting on.
The message arrives before the employee has called anyone to schedule. It shows their specific out-of-pocket cost and exact HSA reward at two nearby, accredited options — not generic estimates, their actual plan numbers. They reply with 1 or 2. If neither works, they reply SKIP. That's the entire employee interaction before booking.
Within 15 minutes of the employee's reply, a Pario care navigator calls them. The navigator already has the order details on screen. They call the facility and confirm the appointment while the employee is on the line — or offer a callback with a confirmed time. The average call takes four minutes. The employee never has to coordinate anything.
Once the appointment is confirmed at the Pario-recommended facility, the HSA reward is automatically deposited — no forms, no claims processing, no waiting period. The employee receives a confirmation text. Your daily digest updates with the case, the gross savings, the reward paid, and your net return. Your CFO sees a real ROI number, not a projection.
The message arrives while they're still nearby — before they've committed to any facility. It takes under 60 seconds to respond. A navigator handles everything after that.
Employees consistently describe it as the only benefit that ever felt like it was working for them. That's the enrollment driver — the experience sells itself.
See the full employee page →You don't manage Pario. You review it. Every morning, your digest shows what happened the previous day — no noise, just the numbers.
Book 30 minutes. We'll walk through the mechanism end to end and model your specific numbers.